With the recent economic downturn, many people have found it difficult to continue to make their mortgage payments. While these homeowners may still be working, they may be working fewer hours or have seen overtime pay reduced or eliminated. Others have found their expenses increasing. In some cases, a couple who were both working may find themselves with only one income, and struggling to make ends [...]

With the sharp increase in the number of homeowners who are in, or who are in danger of, foreclosure, many people are curious as to what steps they can take to stop foreclosure on their homes. Most homeowners begin the process by talking to their lender, and, in fact, this is the right way to begin. In some cases, however, the banks do not have enough staff to handle the number of delinquent accounts [...]